Amendments to Regulations and guidelines 3/2015 Calculation of maximum loan-to-value ratio – scope of application to also include certain credit providers and credit intermediaries from 1 July 2023

The Financial Supervisory Authority has made amendments to regulations and guidelines 3/2015 Calculation of maximum loan-to-value ratio. The amendments are related to the Act on the Registration of Certain Credit Providers and Credit Intermediaries (186/2023), which enters into force on 1 July 2023. Following the amendment, regulation concerning the maximum LTV ratio will also apply to certain credit providers and credit intermediaries.

Entry into force of the amendments to the regulations and guidelines

The regulations and guidelines will enter into force on 1 July 2023.

For further information, please contact

Torsten Groschup, Chief Specialist, telephone +358 9 183 5333 or torsten.groschup(at)fiva.fi

Appendix

Regulations and guidelines 3/2015: Calculation of maximum loan-to-value ratio