Macroprudential decisions of the FIN-FSA Board in 2025

The preliminary publication dates for the macroprudential decisions of the FIN-FSA Board in 2025 are 25 March, 27 June, 30 September and 18 December. The FIN-FSA publishes its decision at 9.30 with a press release.

We will confirm the date of publication on the FIN-FSA website and in X around one week before publication.

The Board of the Financial Supervisory Authority assesses on a quarterly basis the short- and long-term risks to the stability of Finland’s financial system. If necessary, the Board may tighten or relax the macroprudential instruments used to promote stability. The Board decides on a quarterly basis the levels of the countercyclical capital buffer (CCyB) requirement and the maximum loan-to-collateral (LTC) ratio for housing loans. The levels of the systemic risk buffer and the additional capital requirements for nationally systemically important institutions (O-SII buffers) are reviewed annually.

For more information on the macroprudential instruments, please see Macroprudential decisions.