Current provisions, regulations and guidelines

In Finland, responsibility for the development of AML/CFT legislation lies with the Ministry of Finance.

The regulations that seek to prevent money laundering and terrorist financing consist of national legislation and European and international regulations.

Finland has an Anti-Money Laundering Act in place. The Anti-Money Laundering Act is supplemented by several separate acts.

The national law is based on EU regulations issued as directives and regulations. The directives are implemented as national laws, the regulations are applied as is.

The national law and EU law are heavily influenced by the international recommendations by Financial Action Task Force on Money Laundering (FATF).

The legislation

The legislation on the prevention of money laundering and terrorist financing can be found on the website

https://rahanpesu.fi/en/legislation

Regulations and guidelines

Regulations and guidelines 2/2023 Preventing Money Laundering and Terrorist Financing

Regulations and guidelines 4/2023 Customer due diligence related to compliance with sanctions regulation and national freezing orders